As cash buyers, Property Solvers can work to very short timescales and get things done between 7 and 28 days from the first contact.

We can exchange within 24 hours if the case is very urgent. Here, our solicitor draws up the contract and we can forward a cash advance should you require it.  Completion then happens within the following 7 days.

Most vendors we work with are happy for the cash sale to be completed in 2 to 4 weeks, which is definitely no problem for us.

Once we agree on a price, the conveyancing process undertaken by our trusted solicitors is much more efficient compared to a normal house sale.

Whilst we would need you to be proactive in terms of completing the seller’s legal pack and signing the relevant documentation, there’s no reason why we cannot get the purchase funds to you in 7 days’ time.

After our initial conversation, we will get a cash offer within a few hours max.

Note that if you are in a hurry, it’s not a problem for us to do things straight away.  All you need to do is ask!

We also work weekends and are happy to deal with any enquiries or questions you may have out of office hours.

Property Solvers have been in the home buying industry for over 2 decades and we commit ourselves 100% to every purchase we make.

We are also aware of our obligations under the various regulatory bodies that govern our business, not to mention the reputational damage that is likely to result from pulling out of a sale.

A cash advance is essentially providing you with a sum of money upfront at exchange of contracts (with the remainder paid upon completion).

Property Solvers has undertaken this process many times and, with your full cooperation, can forward funds to your bank account within 24 to 48 hours.

No problem at all…

In the past, we have exchanged contracts and forwarded an agreed sum of money simultaneously.  We then typically complete the sale some months later.

This provides our clients with a huge amount of flexibility relative to selling on the open market and through auctions (although we do offer these options too).

We’re essentially a property buying company.

However, we’re not in the game of forcing homeowners into decisions they may regret down the line and take pride in presenting all available options.

That’s why, over the years, we have integrated other quick sale solutions into our offering in the form of 28-56 day secure property auctions and a 28-day estate agency service.

Absolutely, we’ll buy problem properties that are often unmortgageable and have difficulty selling on the open market.

These include houses, flats and buildings that have structural issues or have fire / severe damage, Japanese Knotweed, are abandoned / empty / derelict or have simply been majorly uncared for.

Our customers do not have the time, money or inclination to deal with these problems themselves – hence their interest in the services we offer.

No problem – this is exactly what we specialise in.

We have purchased properties with flying / virtual freeholds, restrictive covenants, title issues, party wall disputes, negative easements, a wide range of planning-related complications and more…

This would depend on the location of the property and its condition.  If you’re selling in London, for example, we may be able to pay more.

In most cases, we will pay between 80 and 75% of the open market value of the property (with no estate agency or legal fees for you to incur).

We would never place any pressure on you to accept our offer and appreciate that it’s a massive decision to make.

You will have the direct numbers of the sales manager dealing with your enquiry should you need some time to think about things.

Our direct house purchase offers generally last for 30 days.

We have no issue with proceeding with the sale at a later date.  However, we may need to reassess our initial offer price depending on market conditions.

We primarily use widely available sold house price data from HM Land Registry.

We feel it’s important to give you a realistic and non-speculative idea of what your property is worth.

As well as looking at current market conditions, our detailed house valuation process will appraise your property down to its price per square foot / metre.

We’ll also take into account its overall condition and what level of refurbishment (if any) is required.

Other factors involved include the size of the garden / attached land, whether you have added a back and/or upper extension, whether there is a garage / off-street parking, when the property was built, the age of the gas central heating / electrics, what time of year you’re selling, amongst others.  If it’s a flat / apartment, we would need to take the lease terms into consideration.

In short, our aim is to equip our clients with the most relevant valuations data to make an informed decision.

We would encourage you to request one of our bespoke house valuation reports which has a range of useful data not available in the public domain.  Remember also to check out resources – such as our blog – all aimed at providing broader insights into the quick house sale sector and house market in general.

No, it’s not different…

The fair market value is essentially what the evidence points to what properties are selling for at a specific point in time.  We will deliver this information to you and demonstrate how your property compares.

We will also look at the prices of properties that are Under Offer or Sold Subject To Contract (SSTC).

However,  it’s worth noting that there’s no way of knowing if the property has sold below its asking price until the sale formally appears at the HM Land Registry (which typically takes between 2 and 3 months).  Check out our tool which shows the difference between asking and sold house prices in your area.

Yes, all our verbal (over the phone) offers would be subject to viewing.  In most cases, we will only need to visit one time only and will always aim to keep the disruption to a minimum.

Whether we would need to undertake a Royal Institute of Chartered Surveyors (RICS) valuation would depend on the condition of the property.

Note we buy the properties that most other buyers reject.  The survey is really to let us know what the risks we’re taking on so that we can plan accordingly as a business.

Yes, when selling directly to Property Solvers you will pay absolutely nothing in fees.

Yes, Property Solvers will pay all solicitor / conveyancing fees as well as disbursements (including searches).

Your assigned solicitor will be able to confirm in writing that there will be no costs whatsoever when you sell your property directly to us.

Unfortunately not…

Sell and Rent Back (SARB) is something Property Solvers used to be able to offer prior to 2007 when the practice became heavily regulated by the Financial Conduct Authority (FCA).

Yes, we’re approved by a number of regulatory bodies.  These include:

• The Property Ombudsman or TPO code of conduct
• The National Property Buyers Association or NAPB
• Trading Standards (TSI)
• Anti-Money Laundering Regulations
• The Information Commissioner’s Office
• PropertyMark under the NAEA (National Association of Estate Agents)

We offer between 80 and 75% of the property’s fair open market value.

Should other companies offer you more, please be careful and ensure that the price will not be dropped at the last minute.  You can obtain this by writing from their representative solicitor.

Our clients are typically owners of non-retail and problem properties.

This can include tenanted property, mixed-use / commercial buildings with legal encumbrances / restrictions / planning issues.

We buy properties requiring significant works and/or have Japanese Knotweed, structural issues or a range of other expensive problems to resolve after the purchase.

These invariably struggle to sell on the open market and are often the types of property that get sold at auctions and estate agents.  It’s simply a way for vendors to sell directly to a cash buyer.

We always start by asking about your specific situation and the property itself.

The core of our discussion will focus on whether speed is more important than price.

If you have more time – i.e. up to 6 months for an estate agency sale and 1-3 months for auction – then we will direct you more towards those services.

If you need things done more immediately, or you simply want to avoid the hassles that come with an open market disposal, our cash sale may be the best option.

With almost 20 years in the industry, we have never done this.

Not only would it cause us huge reputational damage but there is never a reason for a company like ours to engage in such practice.

In most cases, yes…  But much would depend on the level of urgency.  Whilst an estate agent sale can be fraught with problems and time delays, it’s the best way to achieve the optimum price.

At the start, we will make sure you know all your options.  For example, it may make sense to simply adjust your asking price or swap your estate agency.

We can also run through how our own estate agent, 28-day auction / modern method of auction and assisted sale services may be able to help.

Our core area of business is in England, Wales and Scotland.

We do have associates that operate in Northern Ireland. If you have a property to sell in these regions, please get in touch and we can make the necessary connections.

Yes, no problem. We can show the funds we have to buy your property straight away. This is usually through bank statements and/or a letter from our approved solicitors.

We’ve worked hard to establish ourselves as a leading sell house fast (we buy any house) company and are in this industry for the long term.

No, there are many companies that claim to be cash buyers but may actually use lines of finance (such as mortgages or bridging) to purchase.

Although they may be able to complete in 28 days, there’s a very high risk that timescales will not be met – particularly given the extra level of caution that lenders are taking at the moment.

Yes, we understand that you may wish to sell the property discreetly.

We will work to your specific requirements.  Our priority is to ensure that the sale goes through with no hitches.  This means no “For Sale” boards, unnecessary viewings and privacy invasions.

As we are direct cash buyers, you do not have to deal with any middlemen.  There are also no mortgage lenders, chain breaks or other risks you’ll often come across when selling on the open market.

We guarantee to buy your house and give you a clear timeframe so you can make future plans (say, for example, you’re selling to buy another property).   You’ll be safe in the knowledge that your property is as good as sold.

Where needed, we can exchange contracts in as little as 24 hours.  This means you have a secure sale by way of a legally binding contract (and a cash advance should you need it).

Property Solvers started operating in 2005.

At the time, we ran a website for residential home sellers in search of simple and fast solutions. We have since grown to work with all sorts of property owners.

This includes people facing repossession, overburdened landlords, overseas property owners, probate sales right through to commercial property vendors, developers and landowners. There are very few situations we haven’t seen.

Our hybrid estate agency and auction services also help owners get the full market value for their houses.

Property Solvers bring a wealth of experience as professional buyers. We are confident about finding a rapid and workable solution to any property problem.

Whilst we do buy properties across Greater London, we are active across England, Wales and Scotland.

Please do not panic – there is usually a very simple solution.

Property Solvers has helped stop repossession under various circumstances for many years.

It is important to remember that, in most cases, mortgage lenders do not want to evict homeowners. By law, they must cooperate and work with homeowners to find the best solution – even if you have a court date.

Contact us 24/7 and we can help further.  Most people we speak to do not get repossessed and keep their homes.

We’re sorry to hear about your predicament.

As with all the services we provide, much will depend on how quickly you’re actually looking to sell and how you wish to deal with the family home.

We appreciate the situation is complicated and will work towards the best solution.  Our blog post on the topic may be of interest.

Property Solvers are unlike many of the house buying companies out there in that we build tailor-made solutions based on individual circumstances.

We would never, for example, pressure people in selling for cash if we can clearly see there are other (better) options.

The team will be completely up-front from the start and focus on helping you in the best way.  It’s not our style to lead you down a path that simply doesn’t work for your situation.

Usually when you have more time to sell or you do not have equity in the property.

Although it certainly trumps selling through an estate agency, some of the disadvantages of property auctions include:

• A sale via a traditional ‘in the room’ auction can sometimes stretch out to 3 or 4 months.  That’s why more sellers are moving towards online auction sales (like what’s offered through ourselves) as the process is much quicker;
• Related to the above, sellers at traditional auction houses are often disappointed to see that their listing is ‘buried’ at end of the catalogue meaning the level of exposure is not as good as expected;
• Before the auction day or bidding period, there will be viewings, open days and surveys/valuations. This is an inconvenient process that doesn’t suit all circumstances (especially if you’re looking for a private sale);
• Depending on the auction house you use, the costs of selling your home can be higher than using an estate agent (many do not also operate on a ‘no sale, no fee’ basis).  Here at Property Solvers, our competitively priced fees are the same as with our estate agency;
• There are often hidden fees that are only mentioned in the small print;
• There is a fine line in terms of what the ‘reserve’ price should be.  For example, if it’s set too high, people are likely to be deterred from bidding on your house;
• Like many estate agents, auction houses have been known to overestimate the value of properties to win business.  This places a risk on sellers if auction bidders don’t ‘bite’.  Having an unsold property lingering on the market is never really a good place to be;
• When properties do not sell at the reserve price, there is a loss of time and money (unless a buyer emerges post-auction with an acceptable offer);
• If you have debts to clear immediately or need to stop repossession, the time it takes for an auction sale to complete may not be enough.

Much will depend on what stage of the probate process you are in and the surrounding circumstance related to the inherited property sale.

For example, the entire process can take many months (even years) if there was no legitimate Will in place.  In these scenarios, the correct legal processes will need to be followed before any sale (or advertising) of the property can start.

Moving foward with things prematurely is likely to result in the sale falling through and disappointment all around.

Property Solvers have many years of experience in dealing with and buying inherited property.  Please feel free to reach out to us any day of the week where we would be more than happy to help.

We start with a thorough house valuation process to ensure that your property is priced correctly when launched onto the market.

As a very basic explanation, the process starts with signing a no tie-in contract, followed by photos / floorplans / EPC production (where required).  Our turnaround times are fast and, provided we can get access to the property, there’s no reason why we couldn’t list in a few days.

Your house will get the very best exposure on all the major portals (including Rightmove, Zoopla and Prime Location) and we will handle all enquiries 24/7.  Provided you do not have any issues with allowing it, we also offer the ability for potential buyers to view your property 7 days a week.  This maximises your chances of success as some buyers can only view in the evenings and weekends.

As the offers roll in, we’ll make sure you’re kept in the loop and will undertake the right processes to weed out the ‘timewasters’ to ensure you achieve the optimum price.

We’re proud to state that, even in down markets, we’re almost always able to get firm offers in place within 2 weeks of properties going to market (days in many cases).

Once the offer is accepted, again, we’re available 7 days a week to help with any issues during the conveyancing process.

The fee is 1.5% + VAT (with a minimum charge of £1,500 + VAT) for both services.

Note that we do charge a set-up fee for our auction service when sellers wish to set the guide and reserve prices above our recommendations.

Here at Property Solvers, we take our reputation very seriously and regularly receive positive online reviews and video testimonials.

We also have Google reviews from previous clients (which can be seen via searching “Property Solvers” and viewing our Google My Business page).  The company also has a Trustpilot page.

We also have previous clients we remain in touch with who would be happy to relay their positive experiences of using our services.

The Property Ombudsman (TPO) essentially provides an alternative dispute resolution service for home sellers and property agents.

In response to the growing number of quick house sale scams, since 2013, TPO has also run a separate redress scheme for sellers who deal directly with direct house buying companies.  This means that if there are any aspects of the sales process you are not happy with, you have a reliable port of call.

The National Association of Property Buyers (NAPB) is an independent organisation formed in the 2010s to represent our industry.

Since its formation, the organisation has worked closely with TPO to form a new Code of Practice, raise overall standards and dispel some of the unfair preconceptions about the direct homebuying industry.

Yes, we are experienced landlords ourselves and actively in search of tenanted properties to buy.

We’ll buy rented properties in any condition even if there are other arrears or other issues that you simply no longer want to deal with.  We’re also interested in buying buy-to-let, commercial and mixed-use property portfolios.

As with all our direct buying services, we can complete the sale in as little as 7 days (with exchange in 24-48 hours) and Property Solvers will pay all fees.

During your initial call, we will also present our auction sale service which can often be an effective alternative.

We are certainly interested in buying mixed-use / commercial property and land.

Please check out our sister site – PS Development Services – for more information about how we work in this regard.

If you have lived in the property as your main residence for over 5 years, you will not have anything to worry about.  However, if you are looking to purchase another property, please note that there will be some form of Stamp Duty (SDLT) to pay (unless you fall within certain thresholds).

If you’re selling a second home or rental property there may well be a Capital Gains Tax (CGT) liability (depending on how much profit you make from the sale and discounting the annual allowance).

If you own the property in a company (or another form of corporate entity), there will be corporation tax to consider.

There are legitimate ways to minimise what you will have pay in tax, including offsetting our fees (should you sell on the open market through us) and other costs incurred.

We would highly recommend seeking suitably qualified tax advice and/or speaking to the HMRC before making any decision.

Whilst checking out cash homebuyer services like ours, you may have come across The Advisory.  They mainly operate as a blog that, as the name suggests, advises homeowners on a range of issues related to sales.

We certainly welcome the presence of The Advisory in what is a constantly evolving and often misunderstood sector of the property industry.   Indeed, you may be interested in checking out an interview between our director Ruban Selvanayagam and founder / CEO Gavin Brazg (see the video on YouTube) some years ago about UK house sales.

Due to not being property buyers themselves, they certainly do have an impartial view point of the marketplace.  Commendably, they have also exposed some of the unfortunate scams in our sector over the years.

It’s worth noting that they do operate in the part exchange house space and have referral / business partnerships with other firms in the property industry.

Absolutely, please see our privacy policy and Code of Practice (the complaints procedure can be found in chapter 11).

Yes, we are very active and have solid followings on Facebook, Twitter and LinkedIn.