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Are You Facing Repossession?
We can stop the repossession process within a few hours. Contact us 24 hours, 7 days a week for a no-obligation chat.

Stop Repossession Today

Thunderbolt through houseProperty Solvers have many years of experience in helping people who are under the threat of losing their home.

Should you be facing such a situation, it is important not to panic – it happens more often than you may think and there is often a very straightforward solution.

Please fill in our simple form or leave us a message via 0800 044 3733 (lines are open 24/7). We will call you to discuss your options and, should you wish, explore whether you would be interested in receiving a fast cash offer from our fully-regulated property buying company.

Dealing with the Threat of Repossession

If you currently find yourself in mortgage arrears, your lender will want any debt to be cleared. In such situations, you must act immediately. Failure to do so may result in being taken to court and a possession action of your home.

However, it is important to note that your mortgage lender will need to follow specific procedures. Firstly, pre-action protocol rules state that you must be treated fairly and be given the chance to pay off any arrears before any court action. The lender must consider any reasonable request to change when or how you pay your mortgage.

There are also other ways in which court action can be delayed. For example, a sufficient amount of time must be given if you have a mortgage payment protection policy in place or you decide to sell your property.

For an informal chat about your situation please fill out our contact form or call us 24/7 on 0800 044 3733.

If You Have a Court Date

Should you have received a claim for possession from the county court, there is still a very strong chance that your home will not be repossessed.

If you have not communicated with your lender, please do so. There is time to get the situation resolved. Even though you may not be able to stop the case going to court, you may be granted a suspended possession order. This means you can remain in your home as long as you have a clear plan to pay off the arrears owed.

Using the defence form, you can also fully explain your financial and personal circumstances and what attempts you have made to pay back what you owe. As long as you are honest about your situation and can show how you will get back on track with your mortgage payments, the judge will usually be on your side.

Please note that we have provided a very basic explanation on this website. Property Solvers are happy to explain how the repossession process works in more depth - simply fill out our contact form or call us 24/7 on 0800 044 3733 and we will be in touch.

How We Work

Talk To Us

A confidential discussion about your situation. We will start by looking at all the possible options and, depending on how many months you are in arrears, provide the most appropriate guidance. You will usually be able to extend the mortgage term, swap from repayment to interest only or come to some other agreement with your lender.

Stop Repossession

We will check that you are fully aware of your rights and the lender has followed the correct procedures. In most cases, this means that you will not have to sell your home if you do not want to. If you have a court date, there is no need to worry - we can put you in touch with a legal specialist and ensure that you are fully prepared for the hearing.

Sell Your Property Fast

If you have simply decided to sell up and move on, Property Solvers can offer a fast cash offer and complete within as little as 7 days. We will cover all legal costs and there will not be any agency fees, other commissions or hidden costs to pay. Should you need it, we can also offer a cash advance within a very short time period.

Repossession Intervention

Should there be an imminent threat of you losing your home, we will be able to intervene and request a suspended possession order whilst the sale goes through. This will also mean that you will not have a County Court Judgment (CCJ) against your name and the lender will not hold you responsible for any unpaid debt(s) or court fees.

Fast Property Buyers

Selling your home through Property Solvers means that you can be assured of a fast cash sale from a professional buying company. There will be no legal fees, estate agency commissions or other hidden costs and the price we offer is exactly what you will receive.

We are able to provide proof of purchase funds and will ensure that the entire transaction will be conducted confidentially with no unnecessary viewings, open days or other delays.

Property Solvers is also regulated by the following institutions and initiatives so we can ensure that our clients are fully protected throughout the fast sale process:

  • The Property Ombudsman
  • Money Laundering Regulations
  • Trading Standards
  • The National Association Of Property Buyers
  • Information Commissioner's Office
  • National Landlords Association
  • The Property Ombudsman
  • Money Laundering Regulations
  • Trading Standards
  • The National Association Of Property Buyers
  • Information Commissioner's Office
  • National Landlords Association

To discuss a private sale with us, please leave your contact details in the box or call us 24/7 on 0800 044 3733.

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